Introducing Depreciation Protection

Total loss occurrences are at a record high.  New or used, depreciation impacts nearly every vehicle on the road today. Developed with the consumer in mind, Depreciation Protection Waiver (DPW) revolutionizes the Total Loss Protection market and provides a new benefit to help protect the "equity" in the auto loan, compared to the "negative equity" protected by Guaranteed Asset Protection (GAP).  For the first time ever, we have a solution to help protect the invested equity and hedge against the negative impact of depreciation upon total loss.

Car Accident


Car Theft


Car Fire


Benefits of Protection

  • Protection for collision or comprehensive total loss, including theft
  • Hedges against the negative impact of vehicle depreciation
  • Life of loan and term-based protections available
  • No mileage or year restrictions
  • 100% Open Enrollment
  • Fully refundable for 60-days
  • $1,000 Accidental Death and Dismemberment (AD&D) benefit included

Ideal for those who:

  • Finance 90% LTV or less
  • Put money down
  • Trade in a vehicle
  • Receive manufacturer or dealer rebates
  • Negotiate purchase price below MSRP
  • Make accelerated loan payments
  • Desire peace of mind knowing the money invested in a vehicle could be protected in the event of total loss