Now available for sale in the financial institution and indirect auto dealer market!

Vehicle depreciation is often considered the number one expense to vehicle purchasers. Before the first oil change your new car could lose thousands of dollars in value, potentially eliminating your down payment and equity in the event of total loss! Not only do we protect your initial down payment, but also the equity built as you paydown your loan.

Depreciation Protection kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of your loan. It provides you with a waiver benefit equal to the difference between MSRP or National Automobile Dealers Association (NADA) retail value at time of waiver purchase, less the amount of your loan balance at time of total loss- Not to exceed the lesser of the waiver addendum maximum or your outstanding loan balance at time of total loss.

Who Needs This Protection?

Depreciation Protection is ideal for those who:

  • Finance 100% or less
  • Put money down
  • Make accelerated loan payments
  • Desire protection from vehicle depreciation
  • Desire peace of mind knowing the money invested in a vehicle is protected from total loss

Benefits of Protection

  • Protection for collision or comprehensive total loss, including theft
  • Life of loan protection
  • No mileage or year restrictions
  • Open enrollment
  • 100% refundable for 60-days
  • Accidental Death protection included. Provides for cancellation of up to $1,000 of your outstanding loan balance if you die in an accident


CALL US TODAY: 877-298-1075